NOW WITH 4.5% ON EVERY BALANCE

Money that
moves like you do.

Spend in 40 currencies, save at rates banks whisper about, and see every kobo in one clean app. Open your account in 4 minutes.

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See pricing
4.5%Savings APY
$0Monthly fees
2.1MCustomers
•••• •••• •••• 4028
Card holderADAEZE OKONKWO
Expires09/29
+$1,250.00 receivedfrom Denton Studio · just now

Everything a bank does.
Nothing a bank puts you through.

Three reasons 2.1 million people switched to Waypoint.

Savings that actually save

4.5% APY on every dollar, paid daily. No tiers, no lock-ins, no "promotional period" fine print.

4.5% APY →

Spend anywhere, fairly

Real exchange rates in 40 currencies. The rate you see on Google is the rate you pay. Always.

0% FX markup →

Locked down by default

Freeze cards in one tap, approve every payment, and get plain-language alerts before anything odd clears.

Bank-grade security →

Four minutes from now, you could be done with your old bank.

Open your account
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